MORE 4 YOU! ONLINE AT hbtbank.com OR IN-BRANCH ONE DAY EVENT FRIDAY, SEPTEMBER 23 Open a checking account on this date and receive: Get a BONUS!* Entry into a $500 Visa® Gift Card drawing" And More! Join us for FUN & PRIZES! Visit hbtbank.com for complete details Win a $500 Visa® Gift Card! Heartland Bank and Trust Company MEMBER FDIC Minimum opening deposit is only $50. The account will be closed if it is inactive for 45 days and reaches a $0 balance. lowa law requires that certain service charges be subject to sales tax. See a Banker for details. **Retail value of Grand Prize is $500. Account opening is not required to enter drawing and does not increase the chances of winning. Full contest details can be found at your local Heartland Bank branch or visit www.hbtbank.com/more-for-you-event. MORE 4 YOU ! ONLINE AT hbtbank.com OR IN - BRANCH ONE DAY EVENT FRIDAY , SEPTEMBER 23 Open a checking account on this date and receive : Get a BONUS ! * Entry into a $ 500 Visa® Gift Card drawing " And More ! Join us for FUN & PRIZES ! Visit hbtbank.com for complete details Win a $ 500 Visa® Gift Card ! Heartland Bank and Trust Company MEMBER FDIC Minimum opening deposit is only $ 50 . The account will be closed if it is inactive for 45 days and reaches a $ 0 balance . lowa law requires that certain service charges be subject to sales tax . See a Banker for details . ** Retail value of Grand Prize is $ 500 . Account opening is not required to enter drawing and does not increase the chances of winning . Full contest details can be found at your local Heartland Bank branch or visit www.hbtbank.com/more-for-you-event .