Save on Your Terms with Certificates of Deposit At Benjamin F. Edwards we can show you a wide selection of FDIC- insured Certificates of Deposit (CDs) and guide you in selecting the ones that can best meet your needs. Please stop by or give us a call. Term CD Rate* * 1 year 2 3 year 4.9% APY Funds deposited at an FDIC-insured institution are insured, in aggregate, up to $250,000 per depositor, per insured institution, based upon account type by the Federal Deposit Insurance Corporation (FDIC). The FDIC considers any other deposits you may have with an issuing bank. CDs you purchase from a particular bank are aggregated with any other deposits you may have with the issuing bank for purposes of determining FDIC insurance coverage (e.g. if you already have deposits of $250,000 with a bank, CDs you purchase from the same bank in the same ownership category may not be covered). Because the deposit insurance rules are complex. you may want to use the FDIC's Electronic Deposit Insurance Estimator (EDIE), available at fidic govedie, to estimate your total coverage at any particular bank. Certificates of deposit (CDs) are offered through Benjamin F. Edwards and are issued by FDIC-insured institutions, they are subject to change and system access. Unlike mutual funds, certificates of deposit offer a fixed rate of return and are FDIC-insured up to $250,000, per depositor per institution, based on account ownership type Visit fdic.gov for details. If CDs are redeemed prior to maturity, there may be costs associated with early redemption (if available), and since CDs are subject to interest rate risk, the price may be worth less than the maturity value. Rates current as of November 2022 and may change without notice SM-LA2037186 4.7 % APY 4.85 % APY year BENJAMIN F. EDWARDS INVESTMENTS for GENERATIONS 1701 4th St | Ste 101 | Peru, IL 61354 | P 815-220-0588 | TF 855-220-0588 benjaminfedwards.com | 2022-1118 Exp. 04/30/2024 Member SIPC Save on Your Terms with Certificates of Deposit At Benjamin F. Edwards we can show you a wide selection of FDIC insured Certificates of Deposit ( CDs ) and guide you in selecting the ones that can best meet your needs . Please stop by or give us a call . Term CD Rate * * 1 year 2 3 year 4.9 % APY Funds deposited at an FDIC - insured institution are insured , in aggregate , up to $ 250,000 per depositor , per insured institution , based upon account type by the Federal Deposit Insurance Corporation ( FDIC ) . The FDIC considers any other deposits you may have with an issuing bank . CDs you purchase from a particular bank are aggregated with any other deposits you may have with the issuing bank for purposes of determining FDIC insurance coverage ( e.g. if you already have deposits of $ 250,000 with a bank , CDs you purchase from the same bank in the same ownership category may not be covered ) . Because the deposit insurance rules are complex . you may want to use the FDIC's Electronic Deposit Insurance Estimator ( EDIE ) , available at fidic govedie , to estimate your total coverage at any particular bank . Certificates of deposit ( CDs ) are offered through Benjamin F. Edwards and are issued by FDIC - insured institutions , they are subject to change and system access . Unlike mutual funds , certificates of deposit offer a fixed rate of return and are FDIC - insured up to $ 250,000 , per depositor per institution , based on account ownership type Visit fdic.gov for details . If CDs are redeemed prior to maturity , there may be costs associated with early redemption ( if available ) , and since CDs are subject to interest rate risk , the price may be worth less than the maturity value . Rates current as of November 2022 and may change without notice SM - LA2037186 4.7 % APY 4.85 % APY year BENJAMIN F. EDWARDS INVESTMENTS for GENERATIONS 1701 4th St | Ste 101 | Peru , IL 61354 | P 815-220-0588 | TF 855-220-0588 benjaminfedwards.com | 2022-1118 Exp . 04/30/2024 Member SIPC