The Value of Financial Planning I help individuals and families pursue their financial goals by making prudent and tax-efficient financial decisions and mini mizing costly money mistakes. SPENCER LUECKE FINANCIAL ADVISOR LPL FINANCIAL Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC LPL Financial and Witek Wealth Management are WITEK separate entities. WEALTH MANAGEMENT witekwealthmanagement.com The Value of Financial Planning I help individuals and families pursue their financial goals by making prudent and tax-efficient financial decisions and mini mizing costly money mistakes. SPENCER LUECKE FINANCIAL ADVISOR LPL FINANCIAL Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC LPL Financial and Witek Wealth Management are WITEK separate entities. WEALTH MANAGEMENT witekwealthmanagement.com