Hoclock Renovate, Consolidate. & Celebrate more with our Fixed Home Equity & Home Equity Line of Credit COULOUS LENDER Member FDIC Your Home's Potential FIRST FEDERAL SAVINGS BANK www.ffsbweb.com (800) 443-8780 Banking for Life All loans are subject to credit and underwriting approval. Certain fees and restrictions may apply. Let your home help you get more done. Hoclock Renovate , Consolidate . & Celebrate more with our Fixed Home Equity & Home Equity Line of Credit COULOUS LENDER Member FDIC Your Home's Potential FIRST FEDERAL SAVINGS BANK www.ffsbweb.com ( 800 ) 443-8780 Banking for Life All loans are subject to credit and underwriting approval . Certain fees and restrictions may apply . Let your home help you get more done .