FIRST FEDERAL SAVINGS BANK www.ffsbloans.com START UNLOCKING THE POSSIBILITIES $5.99% fyon Member FDIC FIXED HOME EQUITY LOAN RATES AS LOW AS APR* Let FFSB help you fall in love with your home again with a Fixed Home Equity Loan. Fixed Interest Rate 10-Year Fixed Home Equity Special Banking for Life Appraisal may be required. Must be primary, owner-occupied residence. Up to 80% Loan-To-Value (LTV). All loans subject to credit and underwriting approval. $10,000 10-Year fixed-rate home equity loan special with a 5.99 % annual percentage rate (APR)= monthly principal and interest payment of $110.97. Rate subject to change at creditor's discretion. Other fees and restrictions may apply. FIRST FEDERAL SAVINGS BANK www.ffsbloans.com START UNLOCKING THE POSSIBILITIES $ 5.99 % fyon Member FDIC FIXED HOME EQUITY LOAN RATES AS LOW AS APR * Let FFSB help you fall in love with your home again with a Fixed Home Equity Loan . Fixed Interest Rate 10 - Year Fixed Home Equity Special Banking for Life Appraisal may be required . Must be primary , owner - occupied residence . Up to 80 % Loan - To - Value ( LTV ) . All loans subject to credit and underwriting approval . $ 10,000 10 - Year fixed - rate home equity loan special with a 5.99 % annual percentage rate ( APR ) = monthly principal and interest payment of $ 110.97 . Rate subject to change at creditor's discretion . Other fees and restrictions may apply .